I don’t know how it happened, but I think spent over $3000 this semester on random incidentals. This for the most part does not even include tech cash and food (which my parents graciously take care of). There are some big ticket purchases (sorority dues, giant shopping trips), but it’s mostly just random $10-$20 expenses here or there–stuff that I don’t even think about, and in hindsight, can’t even remember.

I’ve never been someone who has tightly kept track of my money. As immature as it sounds, looking through my expenses usually makes me sad, so I just don’t do it. I log into my online bank account maybe once a month (so infrequently that they go through the long authentication process with me every time because they can’t recognize my computer -_-). At this point, everything I buy is stuff that I “want”. I have a fair amount saved up for a college student, a sad little 401K account, and I don’t have any credit card debt. However, I will have to look into taking out loans for grad school soon, because I don’t want my parents to have to pay my tuition after I finish undergrad. Perhaps now is a good time to start thinking more recessionary, and start managing my financial life.

Do you have any good techniques for budgeting? Is there anything I should be doing to be a more financially responsible person?

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